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    Home»BUSINESS»From UGX 40,000 to a Thriving Multi-Branch Business: The Journey of Byamukama Abel
    BUSINESS

    From UGX 40,000 to a Thriving Multi-Branch Business: The Journey of Byamukama Abel

    Daniel MuwanguziBy Daniel MuwanguziNovember 15, 2025Updated:November 15, 2025No Comments4 Mins Read
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    From UGX 40,000 to a Thriving Multi-Branch Business: The Journey of Byamukama Abel
    How Equity Bank’s Youth Loan shaped Byamukama Abel’s Success path
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    My name is Byamukama Abel, a 29-year-old entrepreneur from Maguru Village, Kyabukonkoni Division, Fort Portal City. I am the founder of “Klean Star Products”, a growing enterprise that manufactures liquid soap and a range of home-care products.

    My entrepreneurial journey began eight years ago, shortly after completing Senior Six. I moved from Ntungamo to Fort Portal with hopes of helping my uncle start a business. Unfortunately, the venture didn’t materialize, and I was left with just UGX 40,000 and nowhere to go. A friend offered me shelter in an abandoned house. He was making liquid soap and encouraged me to learn the skill as a means of survival.

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    How Equity Bank’s Youth Loan shaped Byamukama Abel’s Success path

    With the little money I had, I bought ingredients and started to learn how to make liquid soap. After a few months, I  began producing liquid soap, packaging it in reused mineral water bottles. I hawked my products around Fort Portal City, determined to make ends meet. I tried to access financing from a bank, but the requirements were overwhelming. Eventually, I secured a small loan of UGX 480,000 from a microfinance, which was far less than I needed. Despite the frustration, I worked hard to repay it.

    A turning point came when a friend introduced me to Equity Bank’s Youth Loan. The process was more accessible, and the Relationship Officer guided me through every step. I mobilized a group of friends, and we received Financial Literacy training from the bank. With group guarantors, I successfully applied for my first youth loan of UGX 2,500,000.

    How Equity Bank’s Youth Loan shaped Byamukama Abel’s Success path

    This loan was transformative. It allowed me to increase production, expand my market, improve product branding, and meet client requirements. At this point, I was invited by the Tooro Women’s Group to train them in liquid soap making, which boosted my visibility and client base. I began supplying hotels, supermarkets, and other businesses across Fort Portal and neighbouring districts. As demand grew, I hired my first employee—initially on a temporary basis, then permanently.

    After repaying the first loan, I applied for a second loan of UGX 4,500,000 to scale production. Over time, I have accessed six youth loans ranging from UGX 2.5M to UGX 5M, and six digital loans between UGX 1M and UGX 3M. My capital grew from UGX 1.5M to UGX 40M currently.

    Today, Klean Star Products operates three branches in Fort Portal (head office), Kyenjojo, and Mbarara. Our product line has expanded to include Jik, body lotions, jellies, candles, shampoo, and bar soap, many made on pre-order. We also supply raw materials to other soap makers.

    We now serve 11 districts including Mbarara, Kabarole, Kagadi, Kalizi, Bunyangabo, Bushenyi, Kamwenge, Ibanda, Kasese, Kyenjojo, and Kyegegwa. Our clientele includes hotels, supermarkets, bakeries, factories, and the general market. The business employs eight full-time staff.

    Beyond business, I’ve invested in 10 cows back in Ntungamo, managed by a full-time herdsman. I’ve acquired land near the highway, a car, and a motorbike for distribution. From living in an abandoned building, I now reside in a decent home and can afford a comfortable life.

    I am proud to be a role model in my village and among my peers. Equity Bank believed in me when others didn’t. Their Youth Loan program addressed my biggest challenge—limited capital—and turned my dreams into reality.

    My vision is to grow Klean Star Products into a fully-fledged factory that creates more jobs and supplies products across Uganda and beyond.

    I am forever grateful to Equity Bank youth loan product for empowering young entrepreneurs like me.

    How Equity Bank’s Youth Loan shaped Byamukama Abel’s Success path
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    Daniel Muwanguzi

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